Digitize and Automate Your Credit & Fraud Policies with DigiFi's Rules Engine

DigiFi's business rules engine is a powerful, no-code application that lets you implement, test and deploy end-to-end credit policies through an intuitive user interface, eliminating friction between Risk and IT teams while enabling rapid lending innovation.

Next-Gen Business Rules Management System

Deploy Changes in 1 Click

Intuitive BRMS Features

Create Rules with No Coding

External Integrations

Simple API Processing

Built-In Version Control

Automate Business Rules
With No Code

Simple rules management

Our rule engine provides an intuitive way to manage business logic and eliminate hard-coded legacy IT systems

Automated Decision Processing

Get instant underwriting and fraud decisions in real-time or batch processes, with comprehensive audit trails

Data integrations

We provide standard and custom integrations to data sources, including credit data and verification information

System-to-system integration

Our built-in API makes it easy to connect other systems, such as your LOS, to your rules engine workflows

Built for regulatory compliance

DigiFi is proudly SOC 2 compliant and undergoes regular audits to ensure we meet the highest requirements

Predictive models

Our BRMS can process credit scorecards, complex coded models and machine learning algorithms in real-time

Plans & Pricing


Best for small teams that want to automate underwriting and fraud detection



per month

Get Account

Cloud Hosting

5,000 Monthly Decisions

Technical Support (Email)

User Training

Web & API Access


Best for most lenders that are looking for next-generation process management



per month

Get Account

Everything in Startup, plus:

50,000 Monthly Decisions

Technical Support (Phone)

Uptime Guarantee: 99.5%

Response Time Guarantee:
8 Business Hours


Best for large institutions that require exceptional support and SLAs



per month

Get Account

Everything in Business, plus:

250,000 Monthly Decisions

Uptime Guarantee 99.9%

Response Time Guarantee:
2 Business Hours

Dedicated Support Lead

Security & Compliance
Audit Support

Interested in custom plans and flexible hosting options for large enterprises?
Contact DigiFi for more information.

Business Rules Engine FAQ

What is a BRMS?

A BRMS (Business Rules Management System) is a specialized technology solution for implementing, managing and executing logic and decision processes. They're designed to be low/no-code, easy to use systems that let everyone in your organization understand and manage automated decision processes that previously required extensive technical effort. Older platforms often required programming, such as using Java rules, however modern systems like DigiFi provide flexible, point-and-click frameworks to vastly reduce technical requirements.

What types of companies need rules engines?

DigiFi's platform is best for companies with highly-complex logic that needs to be automated with 100% accuracy and then monitored and adjusted with relatively high frequency.  The most common users are financial institutions, lenders and insurance companies that process high volumes of applications with defined policies and models where every production rule needs to be run properly.

How long does it take to automate a credit policy?

We provide cloud-hosted rule engines that are available immediately! You can then implement and manage your decision processes yourself, or DigiFi offers this as an optional add-on service. Please note that integrations with external systems are always set up by DigiFi as part of an implementation process (hourly fees apply).

How fast is API decision processing?

In short, virtually instant! We target 0.5 seconds or less for an "average" credit policy, however this  speed can vary depending on integrations, the number of conditions processed and volume of decisions required. If you're a very large financial institution with specific requirements, we also offer specialized hardware solutions.

Does DigiFi provide documentation and training?

Yes! Please visit our User Guide or API Reference for our documentation. Training is provided when you sign up, and you can always reach out with other questions or to schedule an additional training session.

Can DigiFi manage ongoing updates and changes for me?

Yes, in addition to our technology solution, we offer an optional service for helping you implement and manage changes to your underwriting and fraud strategies. These services are performed on an hourly basis and require a subscription to our platform. Our in-house specialists perform this work in our offshore engineering center, and we're therefore able to offer low, fair rates to any lender that needs these services.

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