Digitize and Automate Your Credit & Fraud Policies with DigiFi's Rules Engine

A BRMS (Business Rules Management System) is a specialized technology solution for implementing, managing and executing logic and decision processes. They're designed to be low/no-code, easy to use systems that let everyone in your organization understand and manage automated decision processes that previously required extensive technical effort. Older platforms often required programming, such as using Java rules, however modern systems like DigiFi provide flexible, point-and-click frameworks to vastly reduce technical requirements.

DigiFi's platform is best for companies with highly-complex logic that needs to be automated with 100% accuracy and then monitored and adjusted with relatively high frequency.  The most common users are financial institutions, lenders and insurance companies that process high volumes of applications with defined policies and models where every production rule needs to be run properly.

We provide cloud-hosted rule engines that are available immediately! You can then implement and manage your decision processes yourself, or DigiFi offers this as an optional add-on service. Please note that integrations with external systems are always set up by DigiFi as part of an implementation process (hourly fees apply).

In short, virtually instant! We target 0.5 seconds or less for an "average" credit policy, however this  speed can vary depending on integrations, the number of conditions processed and volume of decisions required. If you're a very large financial institution with specific requirements, we also offer specialized hardware solutions.

Yes! Please visit our User Guide or API Reference for our documentation. Training is provided when you sign up, and you can always reach out with other questions or to schedule an additional training session.

Yes, in addition to our technology solution, we offer an optional service for helping you implement and manage changes to your underwriting and fraud strategies. These services are performed on an hourly basis and require a subscription to our platform. Our in-house specialists perform this work in our offshore engineering center, and we're therefore able to offer low, fair rates to any lender that needs these services.